Privacy Policy

Last Updated: October 30, 2025

Welcome to Mannekin Inc. We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your data in compliance with applicable laws and regulations, including the Federal Trade Commission (FTC) guidelines, the Fair Credit Reporting Act (FCRA), the General Data Protection Regulation (GDPR), and the California Consumer Privacy Act (CCPA).

1. Information We Collect

Contact Information: Name, email address, phone number.

Financial Information: Soft credit data, wallet balance, and unsecured credit line approvals (collected in compliance with FCRA regulations).

Usage Data: Information about how you use our services, including interaction data and preferences.

2. How We Collect Information

Direct Interactions: When you provide information by filling out forms or communicating with us.

Automated Technologies: Through cookies and similar tracking technologies as you interact with our website.

Third Parties: From partners and service providers who assist us in delivering our services.

Credit Pre-Screening: We may collect financial data through a soft credit pull authorized under the FCRA for the purpose of determining financial qualifications. Soft credit pulls are conducted using LeadFi.

4. Purpose of Data Processing

Service Delivery: To provide and manage our services effectively.

Personalization: To tailor our services to your preferences.

Communication: To send updates, newsletters, and marketing materials, where permitted.

Compliance: To adhere to legal obligations, including FCRA compliance for credit pre-screening.

5. Legal Basis for Processing (GDPR Compliance)

While we do not currently collect data from the EU/EEA, we still uphold data protection principles consistent with GDPR standards:

Consent: When you have given explicit consent for specific purposes.

Contractual Necessity: To fulfill our contractual obligations to you.

Legal Obligation: To comply with legal and regulatory requirements, including FCRA mandates.

Legitimate Interests: For purposes such as improving our services, provided these interests are not overridden by your rights.

6. Consumer Rights

Under GDPR:

Right to Access, Rectification, Erasure, Restriction, Data Portability, and Objection.

Under CCPA:

Right to Know: You can request disclosure of the categories and specific pieces of personal information we have collected.

Right to Delete: You can request deletion of your personal information.

Right to Opt-Out: You can opt-out of the sale of your personal information.

Non-Discrimination: You have the right not to be discriminated against for exercising your CCPA rights.

Under FCRA:

Access to Credit Data: You can request information about your credit data collected during the pre-screening process.

Dispute Inaccuracies: You have the right to dispute any inaccuracies in your credit information and request corrections.

Purpose Disclosure: We conduct soft credit pulls strictly for the purpose of financial qualification, as permitted by FCRA regulations.

To exercise these rights, please contact us at: [email protected]

7. Data Sharing and Disclosure

Service Providers: Including GoHighLevel (CRM), Hyros (analytics), and Easy Pay Direct (payments).

Legal Obligations: Authorities when required by law or to protect our rights.

Soft credit pull data is shared only with authorized entities in compliance with FCRA regulations.

8. Data Retention

We retain financial data, including payment and transaction records, for a maximum of 90 days from the date of collection. After this period, all such data is securely deleted from our systems unless required by law to be kept longer. Other personal data is retained only as long as necessary to fulfill the purposes outlined in this Privacy Policy.

9. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction, in compliance with FTC, GDPR, CCPA, and FCRA standards. Our systems include encryption and access control protocols.

10. International Data Transfers (GDPR Compliance)

We do not currently collect data from the EU/EEA or transfer personal data outside of the United States.

11. Children's Privacy

Our services are intended exclusively for adults. We do not knowingly collect personal information from individuals under the age of 16.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on our website.

13. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Mannekin Inc
190 Milford St.
Brooklyn, NY 11208
United States
Email:
[email protected]

13. Disclaimers & Limitation of Liability

All Services and AI features are provided “AS IS” and “AS AVAILABLE.”

Mannekin Inc disclaims all warranties, including merchantability, fitness for a particular purpose, and non-infringement.

To the fullest extent permitted by law, Mannekin Inc's total liability shall not exceed the fees you paid in the preceding 12 months.

No consequential, punitive, or special damages are recoverable.

14. Governing Law

This Agreement and any dispute or claim arising from it is governed by the Federal Arbitration Act (FAA) and, to the extent not pre-empted, the laws of the State of New York, without regard to conflicts-of-law principles.

15. Binding Arbitration (AAA)

A. Agreement to Arbitrate

You and Mannekin Inc agree to resolve all disputes exclusively through final and binding arbitration administered by the American Arbitration Association (“AAA”) under its Commercial Arbitration Rules and the FAA.

B. Seat, Venue & Governing Rules

Arbitration shall be seated in New York City, New York, before a single neutral arbitrator experienced in commercial contracts.

Proceedings may be conducted remotely by video conference at Mannekin Inc’s discretion.

C. Delegation of Arbitrability

The arbitrator, not any court, has exclusive authority to resolve all issues of arbitrability, jurisdiction, and scope.

D. Individual-Action Requirement

Arbitration must proceed individually.
Class, collective, or representative actions are waived and prohibited.

E. Fees & Costs

Each party initially bears its own arbitration costs. The prevailing party may recover reasonable attorneys’ fees, arbitration fees, and costs as determined by the arbitrator.

F. Small-Claims Option

Either party may bring an individual claim in a New York small-claims court if within its jurisdictional limits.

G. Confidentiality

All arbitration proceedings, filings, evidence, and awards are confidential except as required for judicial enforcement or by law.

H. Survival & Severability

This arbitration clause survives termination of the Agreement. If any part is unenforceable (except the class-action waiver), the remainder remains in effect.

If the class-action waiver is invalid, the entire arbitration clause is void, and exclusive jurisdiction resides in New York state and federal courts.

I. Injunctive Relief

Mannekin Inc may seek temporary or permanent injunctive relief in court to protect its intellectual property, trade secrets, or confidential information.

16. Compliance with Laws

You are solely responsible for ensuring that your activities—including advertising, event promotions, or online content—comply with all applicable laws, regulations, and industry standards.

17. Force Majeure

Neither party shall be liable for failure to perform obligations due to causes beyond reasonable control, including natural disasters, cyberattacks, pandemics, or government actions. Mannekin Inc may report fraudulent disputes to payment processors and law enforcement.

18. Integration

These Terms, along with all incorporated policies and addenda, constitute the entire Agreement between you and Mannekin Inc and supersede all prior versions.

If any provision is found invalid, the remainder remains enforceable.

19. Contact

For questions or concerns regarding these Terms, please contact:

Mannekin Inc
190 Milford St.
Brooklyn, NY 11208
United States
Email: [email protected]

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