Privacy Policy | Mannekin Inc

Privacy Policy

Effective Date: April 1, 2025

1. Introduction

Welcome to Mannekin Inc. We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your data in compliance with applicable laws and regulations, including the Federal Trade Commission (FTC) guidelines, the Fair Credit Reporting Act (FCRA), the General Data Protection Regulation (GDPR), and the California Consumer Privacy Act (CCPA).

2. Information We Collect

  • Contact Information: Name, email address, phone number.
  • Financial Information: Soft credit data, wallet balance, and unsecured credit line approvals (collected in compliance with FCRA regulations).
  • Usage Data: Information about how you use our services, including interaction data and preferences.

3. How We Collect Information

  • Direct Interactions: When you provide information by filling out forms or communicating with us.
  • Automated Technologies: Through cookies and similar tracking technologies as you interact with our website.
  • Third Parties: From partners and service providers who assist us in delivering our services.
  • Credit Pre-Screening: We may collect financial data through a soft credit pull authorized under the FCRA for the purpose of determining financial qualifications. Soft credit pulls are conducted using LeadFi.

4. Purpose of Data Processing

  • Service Delivery: To provide and manage our services effectively.
  • Personalization: To tailor our services to your preferences.
  • Communication: To send updates, newsletters, and marketing materials, where permitted.
  • Compliance: To adhere to legal obligations, including FCRA compliance for credit pre-screening.

5. Legal Basis for Processing (GDPR Compliance)

While we do not currently collect data from the EU/EEA, we still uphold data protection principles consistent with GDPR standards:

  • Consent: When you have given explicit consent for specific purposes.
  • Contractual Necessity: To fulfill our contractual obligations to you.
  • Legal Obligation: To comply with legal and regulatory requirements, including FCRA mandates.
  • Legitimate Interests: For purposes such as improving our services, provided these interests are not overridden by your rights.

6. Consumer Rights

Under GDPR:

  • Right to Access, Rectification, Erasure, Restriction, Data Portability, and Objection.

Under CCPA:

  • Right to Know: You can request disclosure of the categories and specific pieces of personal information we have collected.
  • Right to Delete: You can request deletion of your personal information.
  • Right to Opt-Out: You can opt-out of the sale of your personal information.
  • Non-Discrimination: You have the right not to be discriminated against for exercising your CCPA rights.

Under FCRA:

  • Access to Credit Data: You can request information about your credit data collected during the pre-screening process.
  • Dispute Inaccuracies: You have the right to dispute any inaccuracies in your credit information and request corrections.
  • Purpose Disclosure: We conduct soft credit pulls strictly for the purpose of financial qualification, as permitted by FCRA regulations.

To exercise these rights, please contact us at: [email protected]

7. Data Sharing and Disclosure

  • Service Providers: Including GoHighLevel (CRM), Hyros (analytics), and Easy Pay Direct (payments).
  • Legal Obligations: Authorities when required by law or to protect our rights.

Soft credit pull data is shared only with authorized entities in compliance with FCRA regulations.

8. Data Retention

We retain personal information only as long as necessary to fulfill the purposes for which it was collected, including legal, accounting, or reporting requirements. Soft credit pull data is securely retained for 30 days.

9. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction, in compliance with FTC, GDPR, CCPA, and FCRA standards. Our systems include encryption and access control protocols.

10. International Data Transfers (GDPR Compliance)

We do not currently collect data from the EU/EEA or transfer personal data outside of the United States.

11. Children's Privacy

Our services are intended exclusively for adults. We do not knowingly collect personal information from individuals under the age of 16.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on our website.

13. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Mannekin Inc
190 Milford St.
Brooklyn, NY 11208
United States
Email: [email protected]